Redeemable Checks, and the HRC Assets Recovery service, are subject to verification that the applicant is the rightful homeowner, and acceptance/approval of the Application submitted. This means the applicant’s name has to be on the deed of that property on the date of foreclosure. This is of course required for HRC to recover any assets owed. Applicants not legally the homeowner at the date of foreclosure, are not eligible for redemption of the redeemable check, or the HRC assets recovery service.